| BARNHART INVESTMENT ADVISORY |
| protecting wealth in turbulent times |
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| Two Mid-America Plaza, Route 83 and 22nd Street, Suite 800, Oak Brook Terrace IL 60181 (888)980-4448 (630)344-6334 |
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In November of 1999, Congress enacted the Gramm-Leach-Bliley Act (GLBA). The GLBA
customer information. In situations where a financial institution does disclose customer
information to nonaffiliated third parties, other than permitted or required by
law, customers must be given the opportunity to opt out or prevent such disclosure. Barnhart
Investment Advisory (BIA) does not share or disclose customer information to nonaffiliated third
parties except as permitted or required by law.
BIA is committed to safeguarding the confidential information of its clients. BIA holds all
personal information provided by clients in the strictest confidence and it is the objective of BIA
to protect the privacy of all clients. Except as permitted or required by law, BIA does not share
confidential information about clients with nonaffiliated parties. In the event that there were to
be a change in this policy, BIA will provide clients with written notice and clients will be provided
an opportunity to direct BIA as to whether such disclosure is permissible.
To conduct regular business, BIA may collect personal information from sources such as:
• Information reported by the client on applications or other forms the client provides to
BIA
• Information about the client’s transactions implemented by BIA or others
• Information developed as part of financial plans, analyses or investment advisory
services
To administer, manage, service, and provide related services for client accounts, it is
necessary for BIA to provide access to customer information within the firm and to nonaffiliated
companies with whom BIA has entered into agreements with. To provide the utmost service,
BIA may disclose the information below regarding customers and former customers, as
necessary, to companies to perform certain services on BIA’s behalf.
• Information BIA receives from the client on applications (name, social security
number, address, assets, etc.)
• Information about the client’s transactions with Advisor or others (account information,
payment history, parties to transactions, etc.)
• Information concerning investment advisory account transactions
• Information about a client’s financial products and services transaction with BIA
Since BIA shares nonpublic information solely to service client accounts, BIA does not
disclose any nonpublic personal information about BIA’s customers or former customers to
anyone, except as permitted by law. However, BIA may also provide customer information
outside of the firm as required by law, such as to government entities, consumer reporting
agencies or other third parties in response to subpoenas.
customer information. In situations where a financial institution does disclose customer
information to nonaffiliated third parties, other than permitted or required by
law, customers must be given the opportunity to opt out or prevent such disclosure. Barnhart
Investment Advisory (BIA) does not share or disclose customer information to nonaffiliated third
parties except as permitted or required by law.
BIA is committed to safeguarding the confidential information of its clients. BIA holds all
personal information provided by clients in the strictest confidence and it is the objective of BIA
to protect the privacy of all clients. Except as permitted or required by law, BIA does not share
confidential information about clients with nonaffiliated parties. In the event that there were to
be a change in this policy, BIA will provide clients with written notice and clients will be provided
an opportunity to direct BIA as to whether such disclosure is permissible.
To conduct regular business, BIA may collect personal information from sources such as:
• Information reported by the client on applications or other forms the client provides to
BIA
• Information about the client’s transactions implemented by BIA or others
• Information developed as part of financial plans, analyses or investment advisory
services
To administer, manage, service, and provide related services for client accounts, it is
necessary for BIA to provide access to customer information within the firm and to nonaffiliated
companies with whom BIA has entered into agreements with. To provide the utmost service,
BIA may disclose the information below regarding customers and former customers, as
necessary, to companies to perform certain services on BIA’s behalf.
• Information BIA receives from the client on applications (name, social security
number, address, assets, etc.)
• Information about the client’s transactions with Advisor or others (account information,
payment history, parties to transactions, etc.)
• Information concerning investment advisory account transactions
• Information about a client’s financial products and services transaction with BIA
Since BIA shares nonpublic information solely to service client accounts, BIA does not
disclose any nonpublic personal information about BIA’s customers or former customers to
anyone, except as permitted by law. However, BIA may also provide customer information
outside of the firm as required by law, such as to government entities, consumer reporting
agencies or other third parties in response to subpoenas.